About Us

Neighbour Helping Neighbour

Westminster Mutual (Fire) Insurance Company came into existence on November 18, 1857. Since its inception it has understood local needs in small towns, rural areas and larger urban centres. We still operate today on the same foundation of honesty, integrity and community-based principles that were laid back then. Westminster takes your needs into account and reflects those insights with policies that are tailored to your specific requirements. We do this so effectively because our directors, staff, agents, brokers and claims staff live, work and raise their families in the same communities as you do. 

The Westminster Way

It seems that in so many of our day to day affairs, the human touch has been lost. At Westminster we pride ourselves in keeping current with the latest in training and technological advancements, but we’ve never lost sight of the importance of the “Neighbour Helping Neighbour” approach. The word mutual is in our company name for a reason… Westminster is owned and operated by its policyholders. You are a genuine member of the company, and our goals and vision are common… to provide comprehensive insurance to you. You own the company, aid in its election of Board Members, and can be a part of company operations. 

We provide you with reliable, efficient service and strive to foster strong relationships between our policyholders and the company. We know that working together enriches the services we offer our policyholders, and we’re dedicated to keeping abreast of the current issues, trends and training in order to better comprehend how these changes affect you, our policyholder.

This commitment to service is evident in our initiative to not only insure our policyholders against potential risks, but to provide in-depth education through the use of preventative measures in reducing those risks. Westminster Mutual works in conjunction with police and fire departments in our community to acquire the information needed to aid in that education. 

Westminster, established in 1857, is the second oldest mutual insurance company in Ontario

Over 150 years ago, a small group of farmers in the Township of Westminster established a company to insure each other against fire risks when they could not obtain insurance elsewhere.

The Mutual System

Our fundamental endeavour is, and always has been, a “mutual” partnership. Our greatest strength lies in our membership, our insistence on maintaining the highest standards of personal service, and our ability to offer a broad range of insurance products and protection. 

Another strength is our size. In times when the trend seems to be toward bigger companies and fewer choices, Westminster is one member of a financially secure family of over 40 mutual companies that is among the strongest in the industry. Our assets are completely backed by the assets of all other member companies; and we can ensure solid protection for you through our jointly owned Guarantee Fund and Reinsurance Company. 

Find out for yourself how mutually beneficial it can be to do business with your neighbour.

In The Community

Community Sponsorships

  • BAD Girls Hockey – team sponsor
  • Belmont Minor Hockey – team sponsor
  • Belmont Minor Soccer Association – team sponsor
  • Matt Price Memorial Skate Park sponsor
  • Belmont Splash Pad sponsor
  • Belmont Santa Claus Parade sponsor and participant
  • Springfield Santa Claus Parade sponsor
  • Harvestfest Fall Parade sponsor and participant
  • Belmont concert in the park food sponsor
  • Belmont Fireman’s Breakfast food sponsor
  • Major sponsor of the East Elgin Community Complex when it was built
  • Sponsor of a hole at a local golf tournament which raises money for the Belmont Skate Park
  • Dress down fund donation by employees
  • Along with donations throughout the year to various events and causes, like school and food banks.

Upcoming Events

We’re excited to give away tickets to the 6th Annual Aylmer Truck N’ Tractor Pull, happening June 30th and July 1st!

To enter for a chance for 2 tickets, be sure to follow us AND like our post! For a second entry, head over to our Facebook page (and follow and like our page). Contest closes on Wednesday, June 28. The winner will be chosen at random and contacted by @westminstermutual through#delawareontario 

https://aylmertruckntracto.wixsite.com/aylmertruckntractor

#aylmerontario #belmontontario #stthomasontario #ingersollontario #woodstockontario #dorchesterontario #lucanontario #strathroyontario #komokaontario #kilworthontario #delawareontario

We’re excited to give away tickets to the 6th Annual Aylmer Truck N’ Tractor Pull, happening June 30th and July 1st!

To enter for a chance for 2 tickets, be sure to follow us AND like our post! For a second entry, head over to our Facebook page (and follow and like our page). Contest closes on Wednesday, June 28. The winner will be chosen at random and contacted by @westminstermutual through#delawareontario

https://aylmertruckntracto.wixsite.com/aylmertruckntractor

#aylmerontario #belmontontario #stthomasontario #ingersollontario #woodstockontario #dorchesterontario #lucanontario #strathroyontario #komokaontario #kilworthontario #delawareontario

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WMIC agent Amanda Kellman dropped off grocery gift cards at Forest Park Public School in St. Thomas for their snack program.  We're so proud to be able to support our communities like this!

 #schoolsnacks #stthomasont #stthomasontario  #519london #southdorchesterschool #forestparkpublicschool #belmontontario

WMIC agent Amanda Kellman dropped off grocery gift cards at Forest Park Public School in St. Thomas for their snack program. We`re so proud to be able to support our communities like this!

#schoolsnacks #stthomasont #stthomasontario #519london #southdorchesterschool #forestparkpublicschool #belmontontario

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Today, we wore our PJs to support a donation from Westminster Mutual to Childcan – an organization that helps families in our area dealing with childhood cancer to cover unexpected expenses, get emotional and social supports, and funds research at Children’s Hospital, LHSC.

We wore our PJs to work, knowing that children affected by cancer wear PJs every day. Let's stand together and show them that they're not alone!

You can find support, and learn how to help Childcan at: www.childcan.com

 #519londonontario #BelmontOntario #PjDay #pjday #Childcan #childcan 
 #belmonton #belmontontario #belmontont #belmontoncanada #londonon #londonont #londonontario #londonontariocanada #londonontariobusiness #519ldn #519ldnont #519london #519londonontario

Today, we wore our PJs to support a donation from Westminster Mutual to Childcan – an organization that helps families in our area dealing with childhood cancer to cover unexpected expenses, get emotional and social supports, and funds research at Children’s Hospital, LHSC.

We wore our PJs to work, knowing that children affected by cancer wear PJs every day. Let`s stand together and show them that they`re not alone!

You can find support, and learn how to help Childcan at: www.childcan.com

#519londonontario #BelmontOntario #PjDay #pjday #Childcan #childcan
#belmonton #belmontontario #belmontont #belmontoncanada #londonon #londonont #londonontario #londonontariocanada #londonontariobusiness #519ldn #519ldnont #519london #519londonontario

17 1
Just a reminder that plates still need to be registered in Ontario. Avoid being surprised by fines on the road, and difficulty renewing your insurance, and sign up for Ontario's digital reminders: https://www.ontario.ca/page/get-serviceontario-digital-reminders 

 #BelmontOntario #519london #aylmerontario #dorchesterontario #thamescentre #stthomasontario #woodstockontario #519londonontario #middlesexcounty #ingersollontario #delawareontario #elgincounty #middlesexcounutenancetips #kilworthontario #lucanontario #strathroyontario #komokaontario #belmontontario #londonontario

Just a reminder that plates still need to be registered in Ontario. Avoid being surprised by fines on the road, and difficulty renewing your insurance, and sign up for Ontario`s digital reminders: https://www.ontario.ca/page/get-serviceontario-digital-reminders

#BelmontOntario #519london #aylmerontario #dorchesterontario #thamescentre #stthomasontario #woodstockontario #519londonontario #middlesexcounty #ingersollontario #delawareontario #elgincounty #middlesexcounutenancetips #kilworthontario #lucanontario #strathroyontario #komokaontario #belmontontario #londonontario

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The mutual system is built around investing in the community. As we look back at the year, we're proud of the way our members continue to support and invest in local organizations and initiatives.

The mutual system is built around investing in the community. As we look back at the year, we`re proud of the way our members continue to support and invest in local organizations and initiatives.

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