Neighbour Helping Neighbour
Westminster Mutual (Fire) Insurance Company came into existence on November 18, 1857. Since its inception it has understood local needs in small towns, rural areas and larger urban centres. We still operate today on the same foundation of honesty, integrity and community-based principles that were laid back then. Westminster takes your needs into account and reflects those insights with policies that are tailored to your specific requirements. We do this so effectively because our directors, staff, agents, brokers and claims staff live, work and raise their families in the same communities as you do.
The Westminster Way
It seems that in so many of our day to day affairs, the human touch has been lost. At Westminster we pride ourselves in keeping current with the latest in training and technological advancements, but we’ve never lost sight of the importance of the “Neighbour Helping Neighbour” approach. The word mutual is in our company name for a reason… Westminster is owned and operated by its policyholders. You are a genuine member of the company, and our goals and vision are common… to provide comprehensive insurance to you. You own the company, aid in its election of Board Members, and can be a part of company operations.
We provide you with reliable, efficient service and strive to foster strong relationships between our policyholders and the company. We know that working together enriches the services we offer our policyholders, and we’re dedicated to keeping abreast of the current issues, trends and training in order to better comprehend how these changes affect you, our policyholder.
This commitment to service is evident in our initiative to not only insure our policyholders against potential risks, but to provide in-depth education through the use of preventative measures in reducing those risks. Westminster Mutual works in conjunction with police and fire departments in our community to acquire the information needed to aid in that education.
Westminster, established in 1857, is the second oldest mutual insurance company in Ontario
Over 150 years ago, a small group of farmers in the Township of Westminster established a company to insure each other against fire risks when they could not obtain insurance elsewhere.
The Mutual System
Our fundamental endeavour is, and always has been, a “mutual” partnership. Our greatest strength lies in our membership, our insistence on maintaining the highest standards of personal service, and our ability to offer a broad range of insurance products and protection.
Another strength is our size. In times when the trend seems to be toward bigger companies and fewer choices, Westminster is one member of a financially secure family of over 40 mutual companies that is among the strongest in the industry. Our assets are completely backed by the assets of all other member companies; and we can ensure solid protection for you through our jointly owned Guarantee Fund and Reinsurance Company.
Find out for yourself how mutually beneficial it can be to do business with your neighbour.
In The Community
- BAD Girls Hockey – team sponsor
- Belmont Minor Hockey – team sponsor
- Belmont Minor Soccer Association – team sponsor
- Matt Price Memorial Skate Park sponsor
- Belmont Splash Pad sponsor
- Belmont Santa Claus Parade sponsor and participant
- Springfield Santa Claus Parade sponsor
- Harvestfest Fall Parade sponsor and participant
- Belmont concert in the park food sponsor
- Belmont Fireman’s Breakfast food sponsor
- Major sponsor of the East Elgin Community Complex when it was built
- Sponsor of a hole at a local golf tournament which raises money for the Belmont Skate Park
- Dress down fund donation by employees
- Along with donations throughout the year to various events and causes, like school and food banks.
We’ve been taking care of insurance needs for over 160 years and have your best interests in mind with local knowledge and competitive pricing.