About Us

Neighbour Helping Neighbour

Westminster Mutual (Fire) Insurance Company came into existence on November 18, 1857. Since its inception it has understood local needs in small towns, rural areas and larger urban centres. We still operate today on the same foundation of honesty, integrity and community-based principles that were laid back then. Westminster takes your needs into account and reflects those insights with policies that are tailored to your specific requirements. We do this so effectively because our directors, staff, agents, brokers and claims staff live, work and raise their families in the same communities as you do. 

The Westminster Way

It seems that in so many of our day to day affairs, the human touch has been lost. At Westminster we pride ourselves in keeping current with the latest in training and technological advancements, but we’ve never lost sight of the importance of the โ€œNeighbour Helping Neighbourโ€ approach. The word mutual is in our company name for a reasonโ€ฆ Westminster is owned and operated by its policyholders. You are a genuine member of the company, and our goals and vision are commonโ€ฆ to provide comprehensive insurance to you. You own the company, aid in its election of Board Members, and can be a part of company operations. 

We provide you with reliable, efficient service and strive to foster strong relationships between our policyholders and the company. We know that working together enriches the services we offer our policyholders, and we’re dedicated to keeping abreast of the current issues, trends and training in order to better comprehend how these changes affect you, our policyholder.

This commitment to service is evident in our initiative to not only insure our policyholders against potential risks, but to provide in-depth education through the use of preventative measures in reducing those risks. Westminster Mutual works in conjunction with police and fire departments in our community to acquire the information needed to aid in that education. 

Westminster, established in 1857, is the second oldest mutual insurance company in Ontario

Over 150 years ago, a small group of farmers in the Township of Westminster established a company to insure each other against fire risks when they could not obtain insurance elsewhere.

The Mutual System

Our fundamental endeavour is, and always has been, a โ€œmutualโ€ partnership. Our greatest strength lies in our membership, our insistence on maintaining the highest standards of personal service, and our ability to offer a broad range of insurance products and protection. 

Another strength is our size. In times when the trend seems to be toward bigger companies and fewer choices, Westminster is one member of a financially secure family of over 40 mutual companies that is among the strongest in the industry. Our assets are completely backed by the assets of all other member companies; and we can ensure solid protection for you through our jointly owned Guarantee Fund and Reinsurance Company. 

Find out for yourself how mutually beneficial it can be to do business with your neighbour.

In The Community

Community Sponsorships

  • BAD Girls Hockey โ€“ team sponsor
  • Belmont Minor Hockey โ€“ team sponsor
  • Belmont Minor Soccer Association โ€“ team sponsor
  • Matt Price Memorial Skate Park sponsor
  • Belmont Splash Pad sponsor
  • Belmont Santa Claus Parade sponsor and participant
  • Springfield Santa Claus Parade sponsor
  • Harvestfest Fall Parade sponsor and participant
  • Belmont concert in the park food sponsor
  • Belmont Firemanโ€™s Breakfast food sponsor
  • Major sponsor of the East Elgin Community Complex when it was built
  • Sponsor of a hole at a local golf tournament which raises money for the Belmont Skate Park
  • Dress down fund donation by employees
  • Along with donations throughout the year to various events and causes, like school and food banks.

Upcoming Events

โœจ It is Insurance Fact Friday! โœจ

๐ŸŒŠ Did you know? 

The concept of insurance dates back centuries! The first recorded insurance policy was written in 1347 in Genoa, Italy. It covered risks associated with maritime ventures, marking the beginning of a practice that would evolve into the diverse insurance industry we know today. ๐Ÿšขโœ๏ธ

#InsuranceHistory #DidYouKnow #Genoa1347 #Insurance #InsuranceFactFriday #WestminsterMutual #WMIC

โœจ It is Insurance Fact Friday! โœจ

๐ŸŒŠ Did you know?

The concept of insurance dates back centuries! The first recorded insurance policy was written in 1347 in Genoa, Italy. It covered risks associated with maritime ventures, marking the beginning of a practice that would evolve into the diverse insurance industry we know today. ๐Ÿšขโœ๏ธ

#InsuranceHistory #DidYouKnow #Genoa1347 #Insurance #InsuranceFactFriday #WestminsterMutual #WMIC

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Happy National Car Insurance Day! ๐Ÿš—

Today, we celebrate the peace of mind that comes with having reliable coverage for life on the road. Whether you're cruising down the highway or navigating busy city streets, having the right insurance can be your safety net. 

Call and speak to one of our Agents or visit our website to submit a quote! 

#NationalCarInsuranceDay #DriveSafe #PeaceOfMind #Insurance #WMIC #WestminsterMutual

Happy National Car Insurance Day! ๐Ÿš—

Today, we celebrate the peace of mind that comes with having reliable coverage for life on the road. Whether you`re cruising down the highway or navigating busy city streets, having the right insurance can be your safety net.

Call and speak to one of our Agents or visit our website to submit a quote!

#NationalCarInsuranceDay #DriveSafe #PeaceOfMind #Insurance #WMIC #WestminsterMutual

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Cozy up with a warm mug and celebrate National Hot Chocolate Day! ๐Ÿซโ˜•๏ธ 

Whether you like it topped with marshmallows, whipped cream, or a sprinkle of cinnamon, there's nothing quite like indulging in a rich, creamy cup of hot cocoa on a winter day. 

#NationalHotChocolateDay #CozyVibes #WarmUpWithCocoa #Insurance #WMIC #WestminsterMutual

Cozy up with a warm mug and celebrate National Hot Chocolate Day! ๐Ÿซโ˜•๏ธ

Whether you like it topped with marshmallows, whipped cream, or a sprinkle of cinnamon, there`s nothing quite like indulging in a rich, creamy cup of hot cocoa on a winter day.

#NationalHotChocolateDay #CozyVibes #WarmUpWithCocoa #Insurance #WMIC #WestminsterMutual

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โ„๏ธ Winter is here and road conditions are unpredictable โ„๏ธ

Take extra precautions while commuting in winter weather. Safety is our #1 priority and with slick roads we want to make sure that you are cautious while on the roads. Remember to take your time while on the roads and be aware of your surroundings. 

1. Avoid sudden stops and hard breaking
2. Invest in winter tires while ensuring that they are well maintained each year
3. Increase the distance between yourself and the vehicle in front of you 
4. Keep an emergency road side kit in your car.

By taking these into consideration while on the roads you are helping to decrease the possibility of a collision on the road! 

#WinterWeather #WinterDriving #Snow #Winter #Safety #WMIC #WestminsterMutual #DrivingTips

โ„๏ธ Winter is here and road conditions are unpredictable โ„๏ธ

Take extra precautions while commuting in winter weather. Safety is our #1 priority and with slick roads we want to make sure that you are cautious while on the roads. Remember to take your time while on the roads and be aware of your surroundings.

1. Avoid sudden stops and hard breaking
2. Invest in winter tires while ensuring that they are well maintained each year
3. Increase the distance between yourself and the vehicle in front of you
4. Keep an emergency road side kit in your car.

By taking these into consideration while on the roads you are helping to decrease the possibility of a collision on the road!

#WinterWeather #WinterDriving #Snow #Winter #Safety #WMIC #WestminsterMutual #DrivingTips

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๐Ÿš— Are you covered with Accident Forgiveness for your vehicle?

At Westminster Mutual Insurance Company, we offer you the option to potentially safeguard your premium in case you're in an accident. Keep in mind, it applies to one accident per driver, and the collision stays on your record for six years. 

Note: Accident forgiveness is not transferable between companies.

If you haven't added this to your policy yet or want more info, call your Agent or Broker. ๐Ÿ“ž

#SafeDriving #AccidentForgiveness #WMIC #WestminsterMutual #InsuranceProtection

๐Ÿš— Are you covered with Accident Forgiveness for your vehicle?

At Westminster Mutual Insurance Company, we offer you the option to potentially safeguard your premium in case you`re in an accident. Keep in mind, it applies to one accident per driver, and the collision stays on your record for six years.

Note: Accident forgiveness is not transferable between companies.

If you haven`t added this to your policy yet or want more info, call your Agent or Broker. ๐Ÿ“ž

#SafeDriving #AccidentForgiveness #WMIC #WestminsterMutual #InsuranceProtection

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One of our Agents, Jaclyn Pentland stopped by South Dorchester Public School this week to drop off art supplies for their Art Drive. She was able to supply construction paper, tissue paper, glue, felt, pipe cleaners, paper bags, and paper plates. We are proud to support programs like this in our community!

If you are interested in donating any supplies to the school they will be accepting donations until February 2!

#Art #SupportingLocal #ArtSupplies #WMIC #WestminsterMutual #Community

One of our Agents, Jaclyn Pentland stopped by South Dorchester Public School this week to drop off art supplies for their Art Drive. She was able to supply construction paper, tissue paper, glue, felt, pipe cleaners, paper bags, and paper plates. We are proud to support programs like this in our community!

If you are interested in donating any supplies to the school they will be accepting donations until February 2!

#Art #SupportingLocal #ArtSupplies #WMIC #WestminsterMutual #Community

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๐ŸฅŒ Westminster Mutual Insurance Company is proudly sponsoring the 2024 Ontario Menโ€™s and Womenโ€™s Curling Championships Clash on the Thames. Hosted by Ingersoll District Curling Club at The Flight Exec Centre in Dorchester from January 22 to 28.

If you have not stopped by the arena already โ€“ draw times can be found on the Ingersoll Curling Club website!

#curlon #curling #championships #local

๐ŸฅŒ Westminster Mutual Insurance Company is proudly sponsoring the 2024 Ontario Menโ€™s and Womenโ€™s Curling Championships Clash on the Thames. Hosted by Ingersoll District Curling Club at The Flight Exec Centre in Dorchester from January 22 to 28.

If you have not stopped by the arena already โ€“ draw times can be found on the Ingersoll Curling Club website!

#curlon #curling #championships #local

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๐Ÿ“ขโš  ANNOUNCEMENT โš  ๐Ÿ“ข

Early birds caught our property buzzing with activity as workers began digging for the foundation of our new addition this morning! Fortunately, Mother Nature decided to play nice with warmer temperatures. 

Please be patient with us while the improvements on our building are occurring. Our office will be remaining open during this time with reduced staff on site. Note that parking is now limited. ๐Ÿš—

Stay tuned for exciting updates! Follow us for a behind-the-scenes look at our renovation journey! ๐ŸŽ‰ โœจ

#Renovation #Growing #Construction #WMIC #Insurance #RenoUpdate

๐Ÿ“ขโš  ANNOUNCEMENT โš  ๐Ÿ“ข

Early birds caught our property buzzing with activity as workers began digging for the foundation of our new addition this morning! Fortunately, Mother Nature decided to play nice with warmer temperatures.

Please be patient with us while the improvements on our building are occurring. Our office will be remaining open during this time with reduced staff on site. Note that parking is now limited. ๐Ÿš—

Stay tuned for exciting updates! Follow us for a behind-the-scenes look at our renovation journey! ๐ŸŽ‰ โœจ

#Renovation #Growing #Construction #WMIC #Insurance #RenoUpdate

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